insurance policy

Your Insurance Won't Cover That: Hidden Dangers in the Fine Print

When you buy insurance, what you're really buying is protection. A common mistake, though, is to overestimate what your policy really protects you from. Here are some examples to watch for in the fine print so that you don't make the costly mistake of assuming you're covered.

5 Times When You Shouldn't File That Insurance Claim

Insurance companies take notice of customers who file a lot of claims. At some point, these become unprofitable customers, driving their insurers to raise their rates -- or cancel or refuse to renew their policies. With that in mind, here are five situations where it may be less costly in the long run if you simply skip filing a claim and pay for the losses yourself.

Disaster Plans: Prepared for a Worst-Case Scenario?

The deadly tornadoes and flooding that struck the South and Midwest in April, the devastating earthquake in Japan, and concerns about terrorist reprisals after Osama Bin Laden's death should serve as reminders to property owners: You may hope it never comes, but you need to plan for the worst-case scenario.