insurance exchanges

Forget that the health care reform act will help individuals and strengthen the social safety net. All the propaganda against the reform law is concealing one of the best business arguments in favor of it: The benefits portability it creates will drive faster U.S. economic growth.

As it now exists, health-reform legislation is hardly a leap to "universal" coverage -- some 23 million Americans will be left out. Plus, neither the Senate nor the House version takes effect before 2013, leaving many newly eligible without insurance for years.