how to spend smart

12 Smart Ways to Spend $1,200 in 2012

Develop a spending plan can help limit impulsive purchases and set your priorities for the coming year. With that in mind, these 12 ways to spend $1,200 in 2012 offer a mix of the practical and the indulgent. Even if you don't have that much, the tips may give you some ideas on how to get the most from your money to help you and others.

Author Jeff Yeager Shares Cheapskates' Secrets to Happiness

We all pay lip service to the idea that "money can't buy happiness." But the 300 cheapskates surveyed by Jeff Yeager seem to have a better quality of life, with less stress about finances and lower divorce rates, by not focusing on money.