how much money do I need to retire

Stop Treating Your Retirement Account Like a Piggy Bank

We all know how important it is to set money aside for retirement. Unfortunately, when it comes to building a nest egg for their golden years, millions of Americans are moving in the wrong direction by taking money out of retirement accounts early.

One Year From Retirement? Prepare to Make the Break

With one year left until retirement, you're in the final stretch. It's time to prepare for the transition, so give your budget a stress test, reallocate your assets and income sources, and take action on health insurance. Here are six helpful guidelines:

A Million Bucks Ain't What It Used to Be (But It Still May Be Enough)

If you ask Americans worth between $1 million and $5 million how rich they are, their answer will be "not very." That may make some of us chuckle, but the sad truth is that a million dollars today doesn't go as far as it did when we were young -- and it sure won't go as far when we're old.

Die Broke -- on Purpose:
An Unconventional Retirement Plan

Nearly half of Americans die with virtually no financial assets left, a new study reports. But is that always such a bad thing? Consider a financial life in which you amass exactly the amount of money you need, and run out of cash the day you die.

Busted Boomers and Beyond: Living with Less Social Security

At the rate things are changing and in the direction they're moving, the early baby boomers will be the last people to receive both full pensions and full Social Security benefits. If that's not you, you have some extra preparing to do. Here's why, and how: