housing

Home Prices Rose in 20 Major U.S. Cities in July

Home prices kept rising in July across the United States, buoyed by greater sales and fewer foreclosures. National home prices increased 1.2 percent in July, compared to the same month last year.

3 New Ways to Get Real Help On Your Underwater Mortgage

Good news: The housing market is looking up. Bad news: Nearly 11 million mortgages are still underwater. More good news: Real help for those homeowners is finally available. More bad news: Getting that help can be baffling. Extra good news: Jean Chatzky's here to help.

The (Extended) Family Home: Why Millions Are Moving In

Multigenerational households in this country are growing fast. At the end of 2009, 51.4 million Americans lived in a home with three or more generations under one roof, up nearly 5 million from 2007. So what's driving this trend, and how can you move in relatives without drowning in drama?

Financial Distress Is Rising Again, Report Shows

Americans' economic health appears to be edging closer to code red: The Consumer Distress Index fell sharply in the third quarter, indicating that more of us are falling behind financially.

Home Ownership: American Dream or Nightmare?

Here's more evidence that the foreclosure crisis has changed the way we think about home ownership's place in the American dream. Nearly half of those polled in a newly released survey said that owning a home today was a "nightmare." But not all polls reflect such a pessimistic view.

Prepare for Higher Heating Bills this Winter

This winter's weather is forecast to be milder than last year's, but many Americans will get a cold chill when they open their heating bills. Average household spending for the season will rise for natural gas and propane, and those who use heating oil will see their highest winter bills ever.

Refinancing Tips: How to Snag Today's Low Rates

With the 30-year fixed-rate mortgage down to 4.09%, -- another record low -- it's a great time to refinance. But before you go running off to your lender to catch the best rates since 1951, get yourself straight. According to LendingTree, many people are making major refinancing mistakes that can cost them dearly.

Homeowners Shelve Remodeling Plans Over Economic Fears

Too scared to spend amid today's economic uncertainty, homeowners are just saying no to remodeling. The number of homeowners who say the economy has them shying away from renovations jumped from 69% in the spring to 80% now, and remodeling contractors report their business is down 3.81% over the last 12 months.

Are You Photoshopping Your Finances?

It's one thing to use Photoshop to make your waistline look slimmer in your snapshots. Many people also take a distorted view of their finances, fooling themselves about the health of their balance sheets. Here are some common self-deceptions.

Homeowners Move Away From 30-Year Mortgages

With the historically low interest rates, many homeowners with 30-year mortgages have been leaving their loans for younger models. According to a new report from Freddie Mac, more homeowners are refinancing into 15- and 20-year mortgages than ever before.

Top 5 U.S. Housing Markets in 2012

With the Standard & Poor's downgrades, the declining stock market, the flat employment figures and Europe's fiscal woes, you might not expect much optimism in the housing market just now. But a few major metropolitan areas should see price increases in the next year, according to Fiserv.

Unemployed and Seeking Shelter from the Storm

The housing crisis continues unabated, and millions of unemployed Americans remain at risk of ending up homeless. But additional government help is arriving from the Obama administration, and nonprofit agencies are making a difference in the efforts of some families to get help from their lenders.

Housing Numbers Show Promise -- But Is It Real?

In a surprising twist, some of the best housing numbers in eight months surfaced Tuesday. We get a lot of real estate related questions from DailyFinance readers, so we checked in with AOL Real Estate Editor in Chief Laura Goldstein for some insight about what the latest data really means.

Is It the 'Best Time' Ever to Buy a Home?

If you're on the fence about whether or not it's the right time to buy a piece of real estate, one expert says there is no doubt about it. According to best-selling author Adam Leitman Bailey, "this is the best time in modern real estate history to be buying a home."

What Would the Rapture Do to Real Estate Prices?

Christian broadcaster Harold Camping miscalculated in his prediction that the world was going to end on Saturday. But he's not the only one who thinks the Rapture could be nigh in the not-so-distant future. Which begs the question: Where will those who are left behind hang their hats?

Is Home Ownership Overrated?

For generations of Americans, home ownership has been extolled as a sound investment and source of moral virtue, stability and community. Renting was seen as anathema, a distinct second choice. But in the wake of the real estate collapse, those long-held assumptions have been called into question.

Three Questions to Ask Before Buying a Home

Today's sluggish housing market has little margin for error: Make an ill-conceived or poorly researched home purchase now, and you'll almost certainly pay the price later. To avoid that, make sure you have the right answers to these three questions before you buy your next home.

The Tell-Tale Stat: In Housing Market, Inventory Is Key

If you're trying to decide whether it's time to consider buying a house, the best clues can be found in the new and existing home inventory numbers. And despite all the other positive indicators, those figures are still much too high for comfort.

Home Prices Fall in Most Major U.S. Areas

According to the latest Standard & Poor's/Case-Shiller 20-city index, home prices declined in 19 cities from December to January. And 11 of them are at their lowest level since the housing bust. The only market where prices rose was Washington, where homes prices gained 0.1%.

New Mortgage Regulations Could Bruise Housing Market

New regulations limiting mortgage brokers' compensation go into effect on April 1. While they're meant to protect mortgage borrowers from unscrupulous brokers, they could have an adverse impact on the nation's struggling housing market.

Week in Preview: Discover, Oracle and Tiffany Earnings

Oracle, Discover and Tiffany are all expected to report year-over-year growth for their most recent quarters this week. Meanwhile, many will be looking for an updated snapshot of the housing market, with three sets of real-estate data coming out.

Three Key Rules for Today's Housing Market

Some recent reports on the real estate market show home prices starting to stabilize in many areas. Other data suggests the housing market has further to fall. But whichever direction the national numbers are heading, there are few tenets that smart buyers and sellers should always follow.