homeowners insurance

Insurance Riders: When to Say Yes to Extra Protection

Ordinary insurance policies cover the basics -- but what if you want more? The industry will happily take more of your money to give you the added piece of mind that a rider can provide. The question is, when are riders worth it?

Renters Beware: You Need to Buy Insurance Too

Everyone realizes that homeowners need insurance policies, but many renters overlook the fact that they need coverage too. The average tenant has a lot to lose if they fall victim to a fire, flood or other disaster, which means they have a lot to gain from buying a low-cost renters policy.

Disaster Plans: Prepared for a Worst-Case Scenario?

The deadly tornadoes and flooding that struck the South and Midwest in April, the devastating earthquake in Japan, and concerns about terrorist reprisals after Osama Bin Laden's death should serve as reminders to property owners: You may hope it never comes, but you need to plan for the worst-case scenario.

Landlord Landmines: Avoiding the Rental Pitfalls

The idea of making some extra income off your house may sound attractive to many homeowners -- until one starts considering what the costs will be in terms of lifestyle changes, loss of privacy, safety and potential financial liability. Our experts provide some sobering advice.

Insurance that is worth the money

Insurance is a necessity of modern life. Face it, there is, as yet, no way to guarantee that nothing bad will ever happen to you or that you will...