home loans

    By Jean Chatzky

    | 12:55PM 4/09/2012
    Good news: The housing market is looking up. Bad news: Nearly 11 million mortgages are still underwater. More good news: Real help for those homeowners is finally available. More bad news: Getting that help can be baffling. Extra good news: Jean Chatzky's here to help.

    By Eamon Murphy

    | 12:30PM 12/28/2011
    It might not be the right method for everyone seeking a home loan, but it worked for one Georgia couple: A music video that went viral got Bank of America to close on Ken and Meredith Williams' long-delayed mortgage.

    By Laura Rowley

    | 11:00AM 9/16/2011
    Attitudes toward mortgage default are shifting in America. People who've never missed a payment on anything in their lives are walking away from underwater homes, even when they can afford their monthly payments, because staying doesn't make financial sense. But how good a business decision is a strategic default?

    By Douglas McIntyre

    | 8:30AM 8/19/2011
    Mortgage rates have hit an all-time low according to Freddie Mac's Primary Mortgage Market Survey. The drop has done little to help new home sales, but it did cause a surge in refinancings.

    By Catherine New

    | 6:30AM 8/15/2011
    With interest rates dipping to historic lows, many homeowners are refinancing their mortgages to shorten either the terms of their loans or their monthly payments. Here's what you need to know to decide whether refinancing now is right for you.

    By Catherine New

    | 10:31AM 6/08/2011
    The housing market crash has made millions of people reassess their choice of whether to rent or own their home. If you're trying to decide which course is right for you, DailyFinance breaks down the major factors you should consider in our new series, Is It Worth It?

    By Kendra Barnett

    | 12:30PM 5/20/2011
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    It's a can't-win situation: The very process of shopping around for a low interest rate on a mortgage can adversely impact your credit score and cost you the cheaper loan you're seeking. That's because each time a lender pulls your credit report, it shaves a few points off your score.

    By Catherine New

    | 6:45AM 4/15/2011
    Will homeowners see a penny of the reimbursements that the government has ordered 16 mortgage lenders to pay? Not likely, foreclosure victims and housing activists say, because the independent review ordered by regulators is too weak.

    By Catherine New

    | 4:00PM 3/30/2011
    A federal law that goes into effect Friday is about to change the way mortgage brokers earn their pay. Advocates say the rule prevents mark-ups on loans that pad brokers' incomes, but critics argue the law hurts consumers by funneling more customers to fewer lenders.

    By Tara-Nicholle Nelson

    | 10:00AM 3/28/2011
    Many a homeowner has been "inspired" to do-it-yourself-dom by a traumatic encounter with a bad contractor (traumatic to the psyche -- or the pocketbook). In the same vein, the spate of loan modification scammers who have taken thousands from already struggling homeowners in return for false...