home loans

Her Financial Goal: Win at the Refinancing Game

Everyone has things they want to improve about their financial lives -- and we at DailyFinance are no exceptions. So we asked money expert Jean Chatzky for advice on how to reach our goals. Today: An editor who wants to get the best deal on refinancing.

5 Reasons Why You Shouldn't Buy a House Right Now

Interest rates are at historic lows, and the housing market is showing signs of rebounding. Still, many people who want to are unable to get in on the action. But what if that's actually good for them? Here are five reasons why people with damaged credit maybe shouldn't buy a house right now.

3 New Ways to Get Real Help On Your Underwater Mortgage

Good news: The housing market is looking up. Bad news: Nearly 11 million mortgages are still underwater. More good news: Real help for those homeowners is finally available. More bad news: Getting that help can be baffling. Extra good news: Jean Chatzky's here to help.

Music Video Moves BofA on Stalled Mortgage Loan

It might not be the right method for everyone seeking a home loan, but it worked for one Georgia couple: A music video that went viral got Bank of America to close on Ken and Meredith Williams' long-delayed mortgage.

New Face of Foreclosure: Strategic Defaults

Attitudes toward mortgage default are shifting in America. People who've never missed a payment on anything in their lives are walking away from underwater homes, even when they can afford their monthly payments, because staying doesn't make financial sense. But how good a business decision is a strategic default?