holiday gift idea

Forget the material things %u2014 reindeer sweaters, clunky toys, stocking stuffers that end up as, well, stuff. How about a skydiving lesson, a spa pampering or a night at a cozy bed and breakfast This holiday season, a lasting memory is worth a thousand knickknacks.

Ten gift ideas for the Broke-for-the-holidays: 1. Loan of your car (or even better, pickup) for a weekend. 2. Offer to tend a grave of their choice (obviously, not one you would be expected to tend to anyway). 3. Offer to put up one of their out-of-town guests at your house, gratis.