highinterestrates

It's hard to save, especially when times are tough. But when you get a tax refund check, you've essentially set up an IRS-sponsored savings plan. By overpaying your taxes a little bit every month, you build up a slush fund that you collect on every April. So since you've already saved it, why not...

Chances are you've been pitched a retail card more than once. Usually it goes something like this: "Will you be saving 10% using your [name of store] card today?" The hope is you'll find the prospect of a discount alluring enough to sign up. But should you?

We Americans can't live without our credit cards -- but there are a few varieties of plastic that should be kept out of consumers' wallets. Here's CardRatings list of the five Worst Credit Cards of 2011 (plus one that you might want to reconsider).

Many people seem to be confused about my last post about Sallie Mae and student loans. I am not asking for a hand-out. I am asking that loans with interest rates above 7% (I will even concede to 8%) be deemed illegal. You heard me: ILLEGAL. There is absolutely no good reason why any loan taken...