helicopter drop

As he addresses the nation%u2019s weak economy, Fed Chairman Ben Bernanke doesn%u2019t just face the traditional risks of rising inflation or an economic stall, but a polarized, caustic political climate that will make creative solutions even harder to propose, let alone implement.

Shoveling trillions of dollars into banks hasn't boosted either spending or lending. What if the federal government stopped trying to revive the economy by encouraging borrowing -- and instead dropped money straight into your bank account?