health savings accounts

Year-End Review: Your 3-Step Workplace Benefits Check-Up

As the end of the year approaches, it's important to make sure you're not leaving any money on the table when it comes to your workplace benefits. If you don't take the right steps now, you could lose your chance to maximize your savings, so run through this list of must-do tips before Dec. 31.

Open Enrollment Ahead: Which Insurance Plan Should You Pick?

For many workers, it's almost time for open enrollment, when you get to choose a health insurance plan for the coming year. And while wading through all those documents and details may not be much fun, the right decision can save you enough money to make it worth the effort.

Obamacare Could Kill One Type of Cheap Health Insurance

A key goal of the Affordable Care Act was to reduce national cost of health care. But one of its effects may be to eliminate a popular product that cuts Americans' personal health insurance costs: high-deductible health plans.

Get Your Taxes Done: Filing Early Has Real Advantages

Procrastinating on our taxes until the last minute is as American as apple pie. But before you resign yourself to running out to the post office at 11:59 p.m. on April 17, you should be aware of the benefits of getting your taxes done early.

You May Still Have Time to Spend 2011 FSA Money

The benefit of a Flexible Spending Account is obvious: Using pre-tax dollars to pay for health or child care expenses can save you a fortune. The risk is that if you don't spend the cash, you lose it. But you may have more time to do that than you thought.

5 Ways to Save Your Tax Refund (and 1 to Spend It)

Chalk it up to the nation's lingering economic malaise: More Americans this year plan to sock some of their tax refund away in savings. If you're among them, here are a few smart ways to stash that cash.

5 Ways You May Be Overpaying for Health Insurance

At many companies this is open-enrollment season -- your one chance a year to make changes to your health insurance. The easiest thing to do is just pick the same plan and coverage options you did last year. But often, that can be a big mistake.

12 Money-Saving Year-End Tax Tips You Shouldn't Miss

Although the end of 2011 is near, it's not too late to make sure you don't owe more to the IRS than you need to on April 15. Here are some tax-smart moves to make before you head out to that New Year's Eve party.

4 More Smart Tax Moves for the Holiday Season

Thanksgiving's still two weeks away: You're getting ready for Black Friday, not April 15. But all those one-day deals pale next to what you could save on your taxes by taking a few smart steps before Dec. 31. In part two of this report, we offer four more ways to help your bottom line on April 15.

Time to Cure the Ills in Health Care FSAs

You practically have to be an accountant to manage your family's health care these days. The good news is, some lawmakers seem to recognize this and are working toward changes to one program that should be well received by employers, employees and doctors alike.

Free Money! Make Pretax Deductions Work for You

You can't clip coupons or bargain shop for many of your biggest household expenses -- but what if there was a way to get a discount? There is: You can often deduct money from your paycheck and allocate it for basic expenses like child care, transportation and tuition.