free credit report

Time to Bury These Myths About Credit

Despite the combined efforts of personal finance experts, financial bloggers and news sites to educate consumers, some credit myths still refuse to die.

Scammers Hacking Computers by Calling Victims on the Phone

The latest scam: A con artist calls you on the phone, poses as a technician from a big company like Microsoft, and claims he's detected a virus on your computer. He (or she!) then asks for access to your computer in order to "help" you. From there, the scheme can become one of several moneymaking ploys.

The Hidden Credit Scores That Could Sink Your Finances

It's not hard to get copies of your credit report: You can even get them free from the major credit-reporting agencies. But each one of us has more than one credit score, and the one you're given may be very different from the ones lenders and other businesses actually use.

4 Ways for Young Adults to Get a Better Handle on Credit Scores

Americans are getting more educated about credit scores, and younger people are the most well-versed of all. But that doesn't mean there aren't some gaps in their knowledge. So what should you do to keep on top of your credit? Here are a few free tips.

5 Lesser-Known Ways to Boost Your Credit Score

Credit scores affect many aspects of our lives -- more than you may think. Paying bills on time and staying well below your credit limits are sure-fire ways to build and maintain good credit. But there are some lesser-known strategies to boost your score as well.

100 Words That Can Change Your Credit History

You should always know what's in your credit report -- especially if you're planning any major purchases or intend to apply for a new job in the near future. But creditors and credit agencies aren't the only ones who can contribute to your report. You can have your say, too.

The Truth About ID Theft Protection Services

With identity theft on the rise, consumers are actively seeking ways to protect themselves. A crop of companies has sprung up offering identity theft protection services. But how well do they really work?

Five Financial Freebies

While you may be focused on taking advantage of free shipping deals today there are other freebies that you should be taking advantage of all year...