financial planning

The 7 Best Money Tips

Financial planning can be both easy and incredibly complex. But if you focus on the basics, you can get a big jump on saving for the future -- no matter what it holds.

3 Smart Ways to Spend Your Inheritance

Most retirees plan to leave money to their heirs. And those potential heirs say they'd use it responsibly. What they actually do with the cash is another matter entirely.

'Dear Mom, I Wish You'd Had Life Insurance'

Brittney Lacombe's mother died with only $300 in the bank. Unable to pay the bills, she and her sisters lost their house. Life insurance would have made things a lot easier.

Watch: A Publisher's Clearing House Winner Thinks About the Future

For a Louisiana couple, a Feb. 28 visit from the Publishers Clearing House van carried with it an instant transformation from penny pinchers to millionaires. In an exclusive interview with DailyFinance, Elise Gutierrez laid out some of her savings plans for the future.

Her Financial Goal: Get a Handle on Retirement Planning

Everyone has things they want to improve about their financial lives -- and we in the AOL newsroom are no exceptions. So we asked money expert Jean Chatzky for advice on how to reach our goals. Today: A music editor who wants to understand more about her 401(k).

His Financial Goal: Get Ahead of the High Cost of Higher Education

Everyone has things they want to improve about their financial lives -- even the staff of DailyFinance. So we asked money expert Jean Chatzky for advice on how to reach our goals, and we're sharing her answers with you. First up: An editor looking ahead to college tuition bills.

New Year, Same Beneficiaries? Here's Why You Need to Review

If you haven't checked the beneficiary designations on your financial accounts lately, you really should. It's quick, easy, and though it may not sound all that important, getting it squared away now could make a huge difference to your family later.

The Surprising Generation that Has a Handle On Its Finances

We all know that we should save more and spend less, but we don't always follow that advice. When you break down our responses to the financial crisis by generation, however, some interesting patterns emerge -- and you probably wouldn't guess which generation is doing the worst at financial wellness.

The Biggest Mistake of Financial Planning for Special Needs Kids

When it comes to raising special needs children, the financial challenges can be overwhelming -- expensive in the near term, and making long-term planning even more of a high-stakes endeavor. And, with the best of intentions, parents could be making one incredibly costly mistake.

Where Does Your Spouse's Credit Card Debt Go When They Die?

When a husband or wife dies, it's not just the emotional issues that can be overwhelming; the financial issues can be, too. Here are three important financial actions no widow or widower should delay taking -- and the answer to the pressing question in the headline above.