financial planning tips

12 Smart Ways to Spend $1,200 in 2012

Develop a spending plan can help limit impulsive purchases and set your priorities for the coming year. With that in mind, these 12 ways to spend $1,200 in 2012 offer a mix of the practical and the indulgent. Even if you don't have that much, the tips may give you some ideas on how to get the most from your money to help you and others.

Why It Doesn't Pay to Be Too Optimistic Financially

When it comes to managing financial matters, you can't go wrong by hoping for the best but planning for the worst. In other words, underpromise and overdeliver. What does that look like in real life? Read on for some figures and calculations that point the way towards prudent retirement planning.

Heading for a Divorce? First, Get Your Finances in Order

Even in a "friendly" divorce, both parties must make sure they're doing everything possible to protect their financial futures. But people in the midst of a divorce often don't know where to start. In this three-part series, we'll take you through the five key steps. Here's Part One.