financial literacy

4 Ways You Can Earn More in 2014

Cutting costs is a great way to improve your financial health, but paring down your expenses will only get you so far. The next step is to earn more.

14 Money Mistakes to Avoid in 2014

As we start 2014, let's look at 14 areas where people are most likely to make expensive money mistakes, and what you can do to avoid them.

6 Do's and Don'ts of Gift Returns

If you have gifts to return and you want the process to go as smoothly as possible -- especially if you don't have a receipt -- here are some do's and don'ts to keep in mind.

How Your Credit Limit is Determined

Just how do lenders set your credit limit? There are two major factors that most lenders look at in order to set your initial credit limit.