fico

Loan Approval Rate Expected to Drop as Applications Rise

Approval rates for bank loans will likely fall as the number of applications increase over the next six months, according to a recent survey of banking professionals released today by Fair Isaac and Northwestern University's Kellogg School of Management.

Millions of Americans See Credit Scores Plummet

Millions of Americans are seeing their credit scores plunge. According to FICO, 25.5% of consumers -- roughly 43.4 million people -- have a credit score below 600, making them a poor risk for lenders, and making it hard for those consumers to get credit cards, auto loans and mortgages.

Good credit score secrets

Even though it's more important than ever to be familiar with your credit score and what affects that crucial number, experts say a lot of Americans...

How finance reform affects us directly

The historic finance reform bill hammered out by a House and Senate panel is 2,000 pages long, but WalletPop had its yellow highlighter out to spare...

Get your FICO score on your iPhone

You want to finance a car? Check your credit score. Want a mortgage? Check your credit score. Want your credit score? There's an app for that, turns...

Zendough: Become one with your money

In early January, TransUnion will launch a new personal finance digg_url = 'http://digg.com/business_finance/Zendough_Become_one_with_your_money';...

Why aren't credit scores free anyway?

The New York Times reports on a topic that's long been a pet peeve of many financial-minded people: those pesky FreeCreditReport.com ads that are a...

Got good credit? Google wants you.

So you pop over to Google to find a flight to Albuquerque or an aquarium for your kid, and suddenly you're being hit with come-ons from luxury...

Hey baby, What's your credit score?

The economy is affecting all aspects of our lives, so it's no surprise that individuals on the dating scene are starting to check out their date's...

How to understand your credit score

I find that some of the most educated and experienced people I know don't understand how credit scores are determined and maintained. It seems that...