Transfer Your Credit Card Balance Right Now

Cheap credit is making a comeback, at least for some people: Credit card companies' fierce competition for new, low-risk customers has them ramping up their 0% interest rate offers again, and offering those teaser rates for longer. So if you have the FICO score to qualify, it's time to take advantage.

Midwest Cities Top U.S. Credit Score Rankings

There must be something in the cheese: Four of the top 10 American cities for credit scores are in Wisconsin, and four more are in nearby Midwest states, according to a new analysis by Experian. But all is not sunny in the South, where the cities with the worst scores are concentrated.

How to Raise Your Odds of Getting a Mortgage

It doesn't look like the housing market will come roaring back anytime soon, but with historically low interest rates, now's a good time to buy. The hard part is that banks in the post-bubble era are notoriously stingy with that cheap money, so figuring out how to get a smile out of a mortgage lender is task No. 1.

How Paying the Rent Can Boost Your Credit Score

In these shaky economic times, your credit score carries more weight than ever, which means building a credit history is vital. Paying bills on time is one thing that buffs up your score, but until now, paying your rent meant nothing. Credit bureau Experian and are changing that.

Denied Credit? New Fed Rule May Interest You

Have you ever been turned down for a loan? Had your credit line slashed or interest rate bumped up? Well, starting Thursday, banks and other lenders will be required tell you a bit more about why. The FTC and the Fed are implementing a new rule requiring lenders to show consumers the credit score data they used to make their decision.

100 Words That Can Change Your Credit History

You should always know what's in your credit report -- especially if you're planning any major purchases or intend to apply for a new job in the near future. But creditors and credit agencies aren't the only ones who can contribute to your report. You can have your say, too.

New Online Tools Help Manage Your Money For Nothing

Too many of us rely on ballpark estimates to track our finances, but when it comes to money, there's no need to wing it: Several new online tools debuted at the Finovate Conference this week that can help take the guesswork out of figuring out how much you have, owe or are owed.

How to Cut Your Car Insurance Costs

If you're looking for clues about what impacts your car insurance rates, check in the mirror -- it's mostly about you. And while there are some parts of your personal profile that you can't change, for many of the items that affect your premiums, you're in the drivers seat.

Banks Demanding Higher Credit Scores for Mortgages

Bank of America and Wells Fargo were among banks that tightened credit standards for mortgages insured by the Federal Housing Administration in a move that may put a crimp in the U.S. housing recovery by effectively eliminating 6.3 million people from the potential home buying pool.

Loan Approval Rate Expected to Drop as Applications Rise

Approval rates for bank loans will likely fall as the number of applications increase over the next six months, according to a recent survey of banking professionals released today by Fair Isaac and Northwestern University's Kellogg School of Management.

Millions of Americans See Credit Scores Plummet

Millions of Americans are seeing their credit scores plunge. According to FICO, 25.5% of consumers -- roughly 43.4 million people -- have a credit score below 600, making them a poor risk for lenders, and making it hard for those consumers to get credit cards, auto loans and mortgages.

Good credit score secrets

Even though it's more important than ever to be familiar with your credit score and what affects that crucial number, experts say a lot of Americans...

How finance reform affects us directly

The historic finance reform bill hammered out by a House and Senate panel is 2,000 pages long, but WalletPop had its yellow highlighter out to spare...

Get your FICO score on your iPhone

You want to finance a car? Check your credit score. Want a mortgage? Check your credit score. Want your credit score? There's an app for that, turns...

Zendough: Become one with your money

In early January, TransUnion will launch a new personal finance digg_url = '';...

Why aren't credit scores free anyway?

The New York Times reports on a topic that's long been a pet peeve of many financial-minded people: those pesky ads that are a...

Got good credit? Google wants you.

So you pop over to Google to find a flight to Albuquerque or an aquarium for your kid, and suddenly you're being hit with come-ons from luxury...

Hey baby, What's your credit score?

The economy is affecting all aspects of our lives, so it's no surprise that individuals on the dating scene are starting to check out their date's...