experian

Midwest Cities Top U.S. Credit Score Rankings

There must be something in the cheese: Four of the top 10 American cities for credit scores are in Wisconsin, and four more are in nearby Midwest states, according to a new analysis by Experian. But all is not sunny in the South, where the cities with the worst scores are concentrated.

Denied Credit? New Fed Rule May Interest You

Have you ever been turned down for a loan? Had your credit line slashed or interest rate bumped up? Well, starting Thursday, banks and other lenders will be required tell you a bit more about why. The FTC and the Fed are implementing a new rule requiring lenders to show consumers the credit score data they used to make their decision.

100 Words That Can Change Your Credit History

You should always know what's in your credit report -- especially if you're planning any major purchases or intend to apply for a new job in the near future. But creditors and credit agencies aren't the only ones who can contribute to your report. You can have your say, too.

Free Annual Credit Report

Get a free credit report once a year from AnnualCreditReport.com, a site sponsored by the three major credit reporting companies, Equifax,...

More Car Loans Go to Borrowers With Bad Credit

If you've been rejected for a car loan due to poor credit, you might want to apply again. The automotive credit industry increased the share of new car loans going to credit-challenged borrowers by 12.7% in the third quarter, a sign that lenders are loosening their credit criteria.

Could You Be a Victim of Credit Score Backlash?

How important is your credit score? Important enough, but some industry analysts worry that consumers focus too much on credit ratings when they have other, larger financial issues to consider first.

Get your FICO score on your iPhone

You want to finance a car? Check your credit score. Want a mortgage? Check your credit score. Want your credit score? There's an app for that, turns...

My Fico score means nothing to me

I've been working with a personal finance coach as part of a magazine assignment. As a hand-to-mouth freelance writer (with two kids), my finances...