4 Ways for Young Adults to Get a Better Handle on Credit Scores

Americans are getting more educated about credit scores, and younger people are the most well-versed of all. But that doesn't mean there aren't some gaps in their knowledge. So what should you do to keep on top of your credit? Here are a few free tips.

Denied Credit? New Fed Rule May Interest You

Have you ever been turned down for a loan? Had your credit line slashed or interest rate bumped up? Well, starting Thursday, banks and other lenders will be required tell you a bit more about why. The FTC and the Fed are implementing a new rule requiring lenders to show consumers the credit score data they used to make their decision.

100 Words That Can Change Your Credit History

You should always know what's in your credit report -- especially if you're planning any major purchases or intend to apply for a new job in the near future. But creditors and credit agencies aren't the only ones who can contribute to your report. You can have your say, too.

20 Metro Areas With the Worst Credit Card Debt

Equifax has ranked the U.S. metropolitan areas that are still suffering the most from high credit card debt, and found the majority of the areas with the highest debt-to-income ratios are located in six states. But the six might not be the ones you'd guess.

Free Annual Credit Report

Get a free credit report once a year from AnnualCreditReport.com, a site sponsored by the three major credit reporting companies, Equifax,...

Five Financial Freebies

While you may be focused on taking advantage of free shipping deals today there are other freebies that you should be taking advantage of all year...

Could You Be a Victim of Credit Score Backlash?

How important is your credit score? Important enough, but some industry analysts worry that consumers focus too much on credit ratings when they have other, larger financial issues to consider first.

Get your FICO score on your iPhone

You want to finance a car? Check your credit score. Want a mortgage? Check your credit score. Want your credit score? There's an app for that, turns...

Have mortgage delinquencies peaked?

A top executive at credit reporting agency Equifax told Reuters that he believes mortgages and credit card delinquencies may have peaked. Yesterday I...

My Fico score means nothing to me

I've been working with a personal finance coach as part of a magazine assignment. As a hand-to-mouth freelance writer (with two kids), my finances...