emergency savings

Build Your Emergency Savings: 25 Ways to Make Extra Money

It's a personal finance rule of thumb: Have enough of an emergency savings cushion that you could get by without income for 3 months. But in this economy, who can save that much? You can -- and we've got 25 ways to help you find the extra cash to make it happen.

Should You Invest Your Emergency Fund?

Smart personal finance rules dictate having an emergency savings fund set aside where you can access it fast. But do you really have to keep enough money for three to six months of expenses in a savings account where it earns almost no interest?

My $5,000 Emergency: How I Managed It (and You Can, Too)

A $5,000 car repair bill is the kind of thing that can push even a frugal family's finances over the edge. But here's a simple emergency fund tip that will help you avoid a worst-case scenario when Murphy's Law catches up with your budget.

The Hidden $1,000 Bonus Obama Put in Your Paycheck

While many Americans are hoping the fellows running for president will give them a tax cut, President Obama has already given all of us one that saves the average family about $1,000 extra a year. So how can you put that bonus to the best use?

Savings Insecurity Is Growing: Share Your Stories

Far too many Americans haven't got enough liquid assets set aside to get them through a temporary job loss or other fiscal crisis. If you're among them, we'd like to hear from you: How has an underfunded emergency savings cushion affected you and your family.

Americans Feel Even More Financially Insecure

According to Bankrate.com's latest Financial Security Index, consumers' feelings about their money and job situations reached a new level of despair for 2011 in early August, with the index hitting a low of 92.3, down from 95.6 the month before.

How Being Too Cheap Can Cost You a Fortune

Being frugal is smart, and these days, it's fashionable too. Sometimes, though, it just doesn't make sense to be a Scrooge: Going too far in your attempts to save can have financial consequences that leave you significantly worse off. Here are nine ways you shouldn't cut corners.