emergency fund
13 Financial New Year's Resolutions to Keep in 2013
When it comes to keeping New Year's resolutions, plenty of us don't have such great track records. But most people who made financial resolutions in 2012 kept them, which makes them a smart addition to your annual ritual. To set the stage for your success in 2013, here are 13 resolutions to consider.
The Surprising Generation that Has a Handle On Its Finances
We all know that we should save more and spend less, but we don't always follow that advice. When you break down our responses to the financial crisis by generation, however, some interesting patterns emerge -- and you probably wouldn't guess which generation is doing the worst at financial wellness.
Money Mic: How My Dad%u2019s Life Insurance Saved Our Family
According to a nationwide study, 57% of respondents own life insurance, but only 28% feel extremely confident in their understanding of life insurance. Today, Alden Wicker shares a very personal story from her childhood, which drove home to her just how important it is for parents to have life insurance.
Women and Money: How You Can Close the Financial Gender Gap
Women are falling behind men in the nitty-gritty of financial management, which is surprising, since they so often have the power of the purse. Here's what financial advisor Nicole Seghetti discovered women want in terms of their personal finances -- and what they need.
Listen Up, Ladies: Tips for Closing the Financial Gender Gap
When it comes to their finances and retirement plans, women need to be better prepared and better organized than men. But as a group, they're actually falling behind in money management and investing. Here's how to start changing that.
Twentysomethings: It's Time to Declare Financial Independence
As we prepare to celebrate our nation's independence, let's take a moment to think about our individual declarations of financial independence. If you're still ruled by debt, fiscal confusion, and reliance on others, here are a few tips for breaking free.
How This Family Beat the Recession -- and You Can Too
The recession was brutal to the typical American family: On average, household net worth fell by 39% between 2007 and 2010. But reporter Chuck Saletta's family bucked that trend with these four simple strategies.
Got a Financial Umbrella? (Half of You Just Answered 'No')
If you were faced with an unexpected $2,000 emergency expense in the next 30 days -- a car or home repair or a medical bill -- could you come up with the money to cover it?
How to Avoid Your Next Money Crisis: A 5-Step Prep Plan
Financial frenzies come in many flavors, most triggered by big life changes, fraught with emotion and unfamiliar challenges. But if you let those events lead you to make spur-of-the-moment money decisions, you'll often face even bigger problems down the road.
Lottery Winners: What to Do With Your Multimillion-Dollar Windfall
Three Baltimore-area public school employees are splitting a $105 million Mega Millions lottery ticket. But how should they invest their money? Actually, the same way you should invest yours.
Worried About a Money Disaster? Here's Your Plan B
Do you fear something awful is around the corner when it comes to your finances? Given recent years' economic woes, it's not unreasonable. But you can turn your worries to your advantage by planning for the worst before anything goes wrong.