Most people could really use some help managing their finances, yet relatively few seek the services of professional financial planners. The reason: Those pros typically aren't focusing on what the average client really wants.
Insurance is a strange beast: You spend a lot of money and hope you get nothing back for it. Still, insurance is a necessity -- and here are eight kinds you may not realize you need.
Having a plan in case of a major life crisis is important and, according to State Farm's Financial Plan B survey, 81% of us know it. But only 45% of those surveyed said they've actually planned ahead for that crisis. If you have a plan, it may not be a solid as you think. And if you don't, here's how to begin creating one.
For years, policymakers have reassured the public that Social Security will be solvent for decades. But outlay and income data from the Treasury reveal that Social Security is already deep in the red -- by $76 billion in 2010 alone. That's just the beginning.
After the Great Recession and with volatile stock markets and unemployment keeping Americans jittery, more people are ready to commit to improving their personal financial situation in 2011. Here are a dozen steps that can help put you on the road to fiscal security.
