debt management

10 Easy Ways to Pay Off Your Debt

The average U.S. household has $15,000 in credit card debt. Ways to pay it off involve your morning coffee, unwanted gifts and the ease of online shopping.

How to Dig Yourself Out of Credit Card Debt

U.S. credit card debt shrank 5% in the second quarter from a year ago, approaching 10-year lows. It's not just due to banks, which have written off uncollectible debts. Consumers have been taking control of their finances, tightening their belts and working second jobs to pay off their credit card bills.

New Online Tools Help Manage Your Money For Nothing

Too many of us rely on ballpark estimates to track our finances, but when it comes to money, there's no need to wing it: Several new online tools debuted at the Finovate Conference this week that can help take the guesswork out of figuring out how much you have, owe or are owed.

Why More People Are Rejecting Their Credit Cards

In the past year, millions of Americans have significantly cut their use of credit cards in an effort to take control of their financial lives. But some people are taking an even more radical step -- going cold turkey on plastic and paying for everything with good old-fashioned cash and checks.

Have Tax Problems? A Tax-Relief Firm May Only Add to Them

Tax-resolution scams are on the rise as unethical companies peddling tax-relief services prey on people who owe back taxes. Here's what you need to know before you sign up for any tax-resolution services. Even better, here's why you should avoid most such firms.

Mired in Debt? Here's How to Dig Out Safely

Many Americans are desperate to relieve their overwhelming debt burdens. Often they turn to unscrupulous settlement firms, which only make matters worse. But there are plenty of better options for whipping your debt into a manageable condition.

Losses Mount at Debt Settlement Firms

It's the biggest consumer harm issue you've never heard of: Next month, new regulations will put an end to a nasty form of debt settlement scam, but consumers are already beginning to report the loss of thousands of dollars from supposed escrow accounts that had been set up to pay their bills.