10 Signs You're Heading for a Money Meltdown
We all want to avoid facing hard financial truths sometimes, but ignore these 10 warning signs of an impending money disaster at your own peril.
debt collection
Calif. Sues JPMorgan Chase For Debt-Collection Tactics
California's attorney general has sued JPMorgan Chase, alleging that used illegal tactics in its efforts to collect debts from more than 100,000 credit card holders.
13 Money Lies You Should Stop Telling Yourself By Age 40
Are your ideas about growing old sabotaging your chances of living well later in life? Here are some of the worst money lies people tell themselves on the road to retirement.
Four Things to Know About the New VantageScore Credit Score
The new credit score on the block, VantageScore 3.0., is a revamped version of the original VantageScore -- a generic credit scoring model that has been around since 2006.
7 Money Moves You Should Never Hide From Your Tax Preparer
It's safe to assume that not every taxpayer is 100 percent truthful when it comes to filling out their tax returns. But these 7 little fibs could put your tax refund in jeopardy.
When You've Passed On, Who Inherits Your Credit Card Debt?
When we die, we leave all kinds of things behind, including our debts. And it's not always clear what exactly happens to those obligations. Consider your credit card debt, for example.
Debt Collection Horror Stories
Debt collector horror stories abound: There are threats to dig up the dead relatives of those who couldn't pay their funeral bills, promises to imprison debtors or take their children into custody -- even warnings that pets will be killed. These are some of the latest outrageous allegations of abuse.
5 Ways Every Credit Customer is Judged
We all know that red flags like late payments or have too many lines of credit can bring down your credit score. But there are other ways banks and lenders measure all of us that you probably don't know about. Adrian Nazari, CEO of CreditSesame.com, explains.
Debt Collectors Infiltrate Facebook to Track Down Delinquent Borrowers
Debt collectors have time and again proven to be ruthless in tracking down delinquent borrowers, so perhaps it was only a matter of time before social media became their go-to hunting grounds.
The Most Important Item in Your Credit Report
Most of your financial life is reflected on your credit report. But there's one specific aspect that carries more weight than any other when Equifax, Experian, and TransUnion calculate your credit score -- because it accounts for more than half of the updates the credit bureaus receive.
Money Scams: How to Spot a Fake Debt Collector
Getting a call from a debt collection agency is bad enough. Getting a call from a phony debt collector trying to scam you out of money you don't owe can be even worse. The scammers are out there: Here's what you need to know to avoid becoming a victim.
CFPB to Oversee Debt Collectors
Expanding its reach, the government's consumer finance watchdog agency will monitor the day-to-day operations of big debt-collection companies. It is the first time that debt collectors have been subject to federal scrutiny of their routine business practices.
Where Does Your Spouse's Credit Card Debt Go When They Die?
When a husband or wife dies, it's not just the emotional issues that can be overwhelming; the financial issues can be, too. Here are three important financial actions no widow or widower should delay taking -- and the answer to the pressing question in the headline above.
Robo-Signing Is Back: Credit Card Bank Suits Rely on Flawed Docs
Robo-signing isn't just for mortgages anymore. Credit card banks suing their customers for what they're allegedly owed are showing up to most court hearings with flawed and improper documents, incomplete records, and cookie-cutter testimony.
Woman's on the Hook for a $25,000 Student Loan She Never Knew Existed
Alice Cortes had no idea a student loan was issued under her name, and she's never heard of the man listed as a co-signer. So who is Jorge Torres, and how can Cortes resolve her $25,000 debt to Sallie Mae?