cutting back

For many people Christmas is a time to give generously to friends and family, but if you haven't been saving throughout the year it can be easy to rely on credit cards and overspend; leaving you with a big bill come January. Thankfully, you still have a few months until Christmas so there's time to...

My best knitting buddy can meet for play dates on Tuesdays and Fridays; those are the days she doesn't work, because she has her three-year-old son. Her husband has him on Wednesdays and Sundays; her mom takes care of him (in exchange for her board in a fancy tiny house they built for her) Mondays,...

I used to love Back-to-School shopping. When I was a kid, my mom would haul out the Sears catalog and let me pick out a few new dresses and a pair of new shoes. It was like Christmas in Autumn. These days, however, as a mom of two grade-school kids, I don't view the season with such delight. Why?...

When my wife and I moved to New York from the relative comfort of Southwest Virginia, we were optimistic about our job prospects. She had a verbal promise of employment from a major cosmetics company, and I had a placement coordinator who was very excited about my options. However, her cosmetics...