creditcard

If you stay at any of the major hotel chains, such as Marriott, Hilton and Hyatt properties, on a frequent basis, you may have been offered a hotel savings card to save money on future stays. Collecting hotel rewards points is similar to collecting frequent flier miles and may help to offset the...

We all know that making late payments or having credit card accounts in collections can hurt your credit scores. But you might be shocked to learn that a lot of other seemingly innocent actions can also negatively impact your credit rating. Here's a list of five surprising things that can lower...

Equifax has ranked the U.S. metropolitan areas that are still suffering the most from high credit card debt, and found the majority of the areas with the highest debt-to-income ratios are located in six states. But the six might not be the ones you'd guess.

Kemper doesn't have a job, but he does like to stack things up and knock them down. He knows his letters, but can't read -- certainly not credit card solicitations. But he gets them nonetheless. A curious thing to send to a 2-year-old. His mom, Frances Sayers, was none-too-happy to read a recent...

Disputing a credit card charge by asking for a "chargeback" can lead to being put on a blacklist that merchants can check for customers who might try to defraud them. Getting off the list costs $99, although the fee is waived if the customer didn't know they were committing "friendly fraud," said...

One of the results of the credit card reform legislation that recently went into effect was a dramatic change in the ability of college students to access credit. Anyone under the age of 21 will now need, according to the bill, "financial information. . . indicating an independent means of repaying...

Now they like you. For the longest time, it was common knowledge that credit card companies adored customers who were actually terrible with their money. You know, the person who often paid late and kept a high balance but continued using their card anyway. A customer like, well, what I used to...

One of the effects of the Credit CARD Act of 2009 may be that it's going to get tougher for younger people to get credit. Depending on your point of view, this could either be wonderful or terrible news. I tend to see it as great news, because it'll be more difficult for younger adults to get deep...

The long-awaited legislation on new credit card rules, otherwise known as the CARD Act, officially went into effect today. It's been a hard-fought battle for many consumer advocates and representatives of watchdog groups. "This was a huge victory," Ed Mierzwinski, consumer program director for...

While the CARD Act for the new credit card rules goes into effect today, there's still one type of credit plan that consumer watchdog groups warn could trick Americans into paying much more than they bargained for: the interest-free financing offers dangled by retailers of everything from stereos...