credit score

6 Ways to Freshen Up Your Finances

Spring is the perfect time to evaluate your financial situation and tidy up your budget, bank accounts, debts and investments. Here are six tips for sprucing up your finances.

5 Ways Taxes Can Affect Your Credit

Finding that you owe the IRS money come tax time shouldn't affect your credit reports. But if you don't have the money to pay what you owe, it can affect your credit score.

The 3 Most Common Credit Report Errors

When scouring your credit report for errors, pay attention to your address and credit limit information -- and don't gloss over simple details such as your name.

How Lenders Use Your Hidden Credit Score

After years of suffering, consumer credit is gaining giant momentum, and eager lenders aren't relying solely on your traditional credit score. They need more than that.

5 Money Myths You Shouldn't Fall For

Next time you're about to make a big financial decision, keep in mind that rarely is anything black and white when it comes to the green stuff.

How Your Credit Limit is Determined

Just how do lenders set your credit limit? There are two major factors that most lenders look at in order to set your initial credit limit.