Want to protect yourself from fraud and financial troubles? Here are a few simple actions you can take in the next few minutes that could save you a lot of time, money and suffering down the road.
The Consumer Financial Protection Bureau analyzed data from the three largest CRAs %u2013%u2013 Equifax, Experian, and TransUnion %u2013%u2013 over the last year. We pored over the 38-page report. Here are a few of the most staggering findings we came across.
The Consumer Financial Protection Bureau's complaint website already gave Americans a way to seek redress over problems with credit cards, mortgages, bank accounts, auto or personal loans, even student loans. Now, it's also ready to help us deal with credit reporting agencies.
"Too much of a good thing can be wonderful," said film star Mae West. But what about too much credit? Is having a lot of credit a wonderful thing as well?
Oops! You open your credit card statement and discover you forgot to make last month's payment. Or a collections agency calls about a bill you didn't even know you had. How bad is it? How much does a single late payment affect your credit score?
Check out our gallery to see how many of these 10 must-have documents are in your possession -- and which ones it's time for you to take action on.
The number of consumers in the top credit score range has reached its highest level since fall 2008, a report by FICO Labs shows, which could indicate more Americans are working to better their personal finances.
