credit reports

CFPB Complaint Site Takes on Credit Report Issues, Too

The Consumer Financial Protection Bureau's complaint website already gave Americans a way to seek redress over problems with credit cards, mortgages, bank accounts, auto or personal loans, even student loans. Now, it's also ready to help us deal with credit reporting agencies.

Can You Have Too Much Credit?

"Too much of a good thing can be wonderful," said film star Mae West. But what about too much credit? Is having a lot of credit a wonderful thing as well?

How Much Will One Late Payment Hurt Your Credit Score?

Oops! You open your credit card statement and discover you forgot to make last month's payment. Or a collections agency calls about a bill you didn't even know you had. How bad is it? How much does a single late payment affect your credit score?

Could You Be a Victim of Credit Score Backlash?

How important is your credit score? Important enough, but some industry analysts worry that consumers focus too much on credit ratings when they have other, larger financial issues to consider first.