credit report

7 Perks of a Joint Credit Card

If you're thinking about applying for a credit card, consider the benefits and rewards of getting a joint credit card.

When to Freeze or Thaw Your Credit

Consumers sometimes turn to freezing their credit reports to thwart identity theft and fraud. But is freezing your credit right for you?

Does Everyone Need a Credit Card?

Living debt-free is great, but you're missing out on a lot of benefits if you're among the 30 percent of Americans living without plastic.