credit lines

The consumer advocates at the Center for Responsible Lending have released a checklist of tough questions people should ask their banks to make sure their needs are being met -- and and to ensure they aren't paying unnecessary fees.

Banking analyst Meredith Whitney sees the writing on the wall: credit card companies are cutting credit lines of worthy borrowers, which could hurt the U.S. economy and stall recovery. As even worthy consumers see their credit lines slashed, less and less credit will be available for spending. With...