credit history

When to Freeze or Thaw Your Credit

Consumers sometimes turn to freezing their credit reports to thwart identity theft and fraud. But is freezing your credit right for you?

You Are More Than a Credit Score

You don't need to borrow money and pay interest in order to have a good credit score. You can have an excellent credit score for free. Here's how.

Does Everyone Need a Credit Card?

Living debt-free is great, but you're missing out on a lot of benefits if you're among the 30 percent of Americans living without plastic.