credit card balance

Consumer credit use fell another $1.3 billion in June, the Federal Reserve said, as Americans kept their credit cards in their wallets. But the belt tightening was less than expected: Economists had predicted credit would contract by $5 billion.

So the long-awaited CARD Act has been in place for a little over a month now, and credit card companies have, by and large, settled into their new reality. They're not raising rates on existing balances, and they're giving warnings about future rate hikes. But there are some changes you still...

As we were kicking around favorite grocery store peeves, I realized one of mine is the person in front of me at the register that carefully enters his/her check info in the check register and calculates his/her new balance. I also realized that I'm an idiot. This person should be held up as a...