The Federal Trade Commission's telemarketing rules aim to protect consumers from debt-settlement companies that charge upfront fees or overpromise results. But some companies already have found ways to get around those rules, consumer groups warn.
In the wake of record bailouts and bankruptcies, a Senate committee is reviewing details of a proposed consumer protection agency to be set up within the Federal Reserve. The new entity would allow the Fed to oversee consumer financial products ranging from credit cards to mortgages.



