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'I Was Scammed by Phone Crammers': True Stories

Cramming: It's a multibillion dollar con that cheats millions of Americans every year. But because it uses small charges, hidden as deceptively legit sounding fees embedded on phone bills, victims may not notice for months or years. DailyFinance's readers talk about how they got scammed -- and how they fought back.

How to Avoid Getting Skimmed By ATM Scammers

It looks like an ordinary cash machine, and you type in your PIN without a second thought. But there's a hidden device recording your ATM card's magnetic strip, and capturing your PIN. Big money is about to vanish from your bank account. Or maybe not: Here's how to prevent skimmers from getting their hands on your data.