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How I Went Bankrupt at 23

For as long as Amanda Chatel could remember, her dad had warned her about the dangers of credit cards. Then she got to college and began ignoring those warnings -- repeatedly.

Older Workers Flock Back to School ... and Student Loans

The best route to a secure job still runs through the classroom, and droves of middle-aged Americans are following it. The proof is in the lending: The fastest growth in the student loan business is among people in their 40s. But are they making a good investment, or a bad bet?