checking account

3 Easy Ways to Avoid Overdraft Fees

Overdraft fees and other insufficient funds charges are taking a big bite out of our wallets. Here are three easy strategies to help you avoid handing that cash to your bank.

9 Questions to Ask to See If Your Bank Is Right for You

The end of the year is a good time to give your financial life a once-over and see what changes need to be made. One item not to forget in that review: your bank. Answering these questions will help you determine whether your money is in the right place, or if it's time for a strategic withdrawal.

Bank Fees Further Erode Free Checking Accounts

Truly free checking accounts are becoming rarer as banks add more fees to boost their profits. Among other fees, the average monthly service fee on checking accounts is a record $5.48, up 25 percent from the Bankrate survey a year ago.

The Best Reason to Bank Locally: Better Deals

Still banking at one of the "too big to fail" institutions? According to Bank Deals blog and DepositAccounts.com, for the best yields on checking, savings and CDs, you'd do better looking locally. For example, consider these three deals available right now.

Mango's 6% Savings Acount: Too Good to Be True?

Savers have taken it on the chin for years, with banks paying almost nothing on checking and savings accounts while charging big fees. So when a new financial website offered a 6% interest rate on an insured savings account, it got a lot of attention.

More Southerners Are Off the Banking Grid

More people in Southeast don't have bank accounts than in any other part of the country. The state of Mississippi leads the country with more than 16% of households using cash-and-carry for all their transactions. That's a situation that can keep families from climbing the ladder of success.

Why 'Bank Transfer Day' Won't Work

More than 64,000 of Americans have signed up to participate in "Bank Transfer Day" on November 5. Most will likely fail in their mission to switch to a new bank, according to a report released Wednesday.

A 5-Step Plan for Dumping Your Bank

With some of the biggest banks raising fees again, many Americans are seriously considering finding new places to keep their money. But with direct deposit and automatic bill pay, moving your checking account can be complex. We talked to a pro for this easy five-step process to handle your bank swap.

Prepaid Cards: Which Ones Are Worth the Fees

CardHub.com recently put five of the most well-known prepaid card issuers under the microscope to see how useful their products are based on fees and features. Which offers the best deal? The answer might surprise you. But the real question is should you use a prepaid card at all.

Top Tips on Choosing the Right Bank for You

Picking a bank is a lot like selecting a new paint color for your kitchen. You're going to see a lot of it, and while you can always change your mind if you don't like the one you've chosen, it's a hassle. We asked the experts for advice on how to choose the one best suited to your needs.

More Online Tools To Simplify Your Financial Life

The latest entrant into the online financial tools business is Google, which launched Advisor last Thursday. The search engine giant offers a clear way to compare rates and offers from mortgage companies, credit cards and other financial products -- but it's hardly the only smart tool out there.

Goodbye, Free Checking; Hello, New Bank Fees

The era of free checking accounts is coming to an end. Many consumers will face an extra $144 a year in account fees, plus higher dues for their debit cars, and increased ATM charges, too. It's all part of a banking industry backlash against last year's consumer friendly financial reforms.

Ways to Profit as Banks Add on More Fees

Bank of America is trying to earn more revenue from its existing customer base by requiring customers to use more products and services in order to avoid monthly fees. If the banks are going to charge you more, you might as well profit from them. Here's how.

PayPal Launches iPhone App for Depositing Checks

Adding another twist to the concept of online banking, PayPal has added an iPhone app that allows users to photograph their checks and deposit the funds into their PayPal account, according to an Associated Press report.