charge cards

Americans are expected to accumulate $54 billion in credit card debt in 2011, according to a recent study. So imagine a card that you can program to control your spending -- one that actually shuts off if you blow past your monthly budget at your favorite shoe store, or sends you an alert when you eat out more than you planned.

American Express's fabled "Black Card," -- the Centurion Card -- is reserved for the world's wealthiest and most elite. Just what does take to get this highest of high-end accounts, and what benefits does it offer the uber-rich? The lucky few don't talk much about it, but DailyFinance has some details.

Consumers' satisfaction with credit cards is improving, but that doesn't mean they're happy with their current plastic, a new study finds. American Express continues to score best for the fourth straight year.

Having a good credit score is important. We here at WalletPop have told you how to get or keep a good credit score, and how to fight back against reporting mistakes that can harm your score. But there's one particular type of quirk that could be hurting your score without your knowledge: cards...

If you need to use credit but don't want to impact your credit score, you may want to apply for a charge card rather than a credit card. If you've found yourself paying frequent overdraft fees when using debit cards, or finding your checking account tied up waiting for the bank to correct an error...

Americans love their plastic, but a lot of us got into trouble during the boom years, abusing the seemingly infinite spending power our credit cards gave us. Now, according to the Wall Street Journal, a new kind of card is gaining prominence in the personal-finance landscape: the charge card....