certificates of deposit

CDs or Annuities: Which Is the Smarter Investment?

For conservative investors, bank certificates of deposit are a time-tested favorite for providing income. But fixed annuities seem to offer similar terms with better rates, so which investment is the smarter way to get the income you need?

The Best Reason to Bank Locally: Better Deals

Still banking at one of the "too big to fail" institutions? According to Bank Deals blog and DepositAccounts.com, for the best yields on checking, savings and CDs, you'd do better looking locally. For example, consider these three deals available right now.

How Retirees Can Get Better Returns on Their Nest Eggs

A retiree named Bob is confronting a dilemma many of his peers face: His nest egg is parked in safe cash investments, like certificates of deposit, and earning barely any interest. What can he do to get a better return? Laura Rowley looks at an increasingly popular alternative.

Escape the Low-Interest Trap With Dividend Stocks

A few years ago, with $1 million invested in CDs, you could have lived off your interest, but with rates at historic lows, now your returns would barely cover a few mortgage payments. This is forcing retirees to find new, fairly safe ways to get those returns. The experts' recommendation? Dividend stocks.

Underrated in America: CDs

CDs. Certificates of Deposit. They may offer low interest rates than you've grown accustomed to, but at least they offer some return on your money...