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How to Tell If It's Time to Switch Banks

The consumer advocates at the Center for Responsible Lending have released a checklist of tough questions people should ask their banks to make sure their needs are being met -- and and to ensure they aren't paying unnecessary fees.

Where to borrow money in a pinch

I'm not a big fan of debt, especially if you're already swimming in it. Debt is something that should be used very carefully and strategically. A...