budgets

The new "necessities" for consumers

Who knew that the list of "necessities" for consumers would be an ever-expanding laundry list of things? Back in the day, food, clothing, and shelter...

Baby steps toward a budget

Plastic is the devil. All of it. Whether it be plastic surgery or plastic credit cards, it is all evil. I've become so accustomed to using my debit...

The lazy man's way to track spending

$1600. That is the total of our monthly bills. That number doesn't sound too bad, until I tell you that it doesn't include utilities, bills, and all...

Debt-proofing your holidays

Lots of us look at December as not a time of cheer and goodwill toward men, but as a season of dread and resignation. The reason: Just when we're...