borrowing money from friends

Lending money to friends and family ranks among the most pernicious of relationship stressors. It's not just the cash -- it's the emotions we all carry about it. But with a little planning, you can help someone out of a financial bind without putting your friendship in the red.

Linda Stern of Money has a list of tips on how to lend money to family while avoiding all the headaches that come with it.The ideas are good if you're committed to lending money to relatives (or friends), but I have a better tip: Never lend money to family or friends.Really. It's just not a good...