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5 Simple Ways to Cut Your Monthly Expenses

If you can reduce the cost of your monthly fixed expenses, you will find your budgeting is much more successful and you%u2019ll have less stress about saving money. With that in mind, here are 5 simple ways to cut your monthly expenses.

Where Do You Go for Cash in a Pinch?

Most Americans rely on other sources besides their savings accounts when hit with an unexpected expense, according to a poll by the National Foundation for Credit Counseling. The moral of the story? Americans need to save up more for emergencies.

How Paying the Wrong Bills Costs You Money

Should you pay the last $100 on credit card with 10% annual interest, or $100 of a card with $1,000 and 15% interest? A new study finds that consumers prefer to pay off credit cards with the smallest balance, not the cards with the higher interest, even though it costs them money.

A New Way to Save: Extreme Gift Carding

If you're looking for a simple way to save on everyday purchases, consider an option you may have only looked at when shopping for others: gift cards. Many retailers and websites offer them at a discount, which translates into instant savings when you redeem them. And there are other saving tricks too ...

Why More and More Seniors Are Shacking Up

Shacking up isn't just for young folks anymore. Plenty of unmarried retirees are spending their golden years together. And while skipping the "I dos" can seem like the easier course, just living together can be complicated at this time of life. But we've got some tips to help you avoid the pitfalls.

100 Words That Can Change Your Credit History

You should always know what's in your credit report -- especially if you're planning any major purchases or intend to apply for a new job in the near future. But creditors and credit agencies aren't the only ones who can contribute to your report. You can have your say, too.

Is Your Financial Situation Grave? Try Zombie Economics

If you've ever felt like your debts were going to eat you alive, the authors of Zombie Economics have some advice for you: Battle for your financial survival with the same methods you'd use to fight off an approaching horde of the shuffling, brain-chomping undead.

Why Jobs are Essential to the Economy

Americans who are unemployed or underemployed are three times as likely to fall behind on their bills as those who are fully employed, according to a Gallup Poll released Tuesday.

Small Changes That Could Save You Big Bucks

It's hard to make huge changes in your spending habits all at once. To reach your new year's resolution to manage your finances better, try small steps instead. Financial experts offer 10 easy suggestions that could help you spend less and save more in 2011.

Recovery Ahead? Small Businesses Boost Borrowing

A key index that measures small business lending rose 16% in September, its second consecutive month of double-digit increases. That rise in the Thomson Reuters/PayNet Small Business Lending Index is a strong signal that the U.S. economy is finally back on the road to recovery.