bankrate

Fiscally Fearful? Financial Security Index Dips Again

A new poll from Bankrate.com shows that only 17% of Americans feel better off financially than they were a year ago. The Financial Security Index fell from 93.9 to 92.8 in October to its second lowest level this year.

Transfer Your Credit Card Balance Right Now

Cheap credit is making a comeback, at least for some people: Credit card companies' fierce competition for new, low-risk customers has them ramping up their 0% interest rate offers again, and offering those teaser rates for longer. So if you have the FICO score to qualify, it's time to take advantage.

Big Banks Boost Fees Again: What Will You Do About It?

Bank of America's announcement this week that it would start charging a monthly $5 fee for using a debit card to make purchases is the latest in banking industry upcharges. As fee-free options for banking dwindle, the bottom line is that consumers are paying more to use their own money.

How Paying the Rent Can Boost Your Credit Score

In these shaky economic times, your credit score carries more weight than ever, which means building a credit history is vital. Paying bills on time is one thing that buffs up your score, but until now, paying your rent meant nothing. Credit bureau Experian and RentReporters.com are changing that.

Millions at Risk of Falling into the 'Mortgage Gap'

If you lost your job how long could you continue to pay your mortgage? For two out of three homeowners, the answer is: Not as long as the average time it takes to find a new employer. If you're one of them, we have expert advice on building up a safety net that will help you stay ahead of the falling economy.