bank loans

Once upon a time, if somebody needed money, they didn't turn to a credit card or opt for a home equity loan. And because payday lending stores didn't exist, they didn't go there, either. Instead, for much of the 20th century, if you needed extra money you went to the bank and asked for a loan --...

Approval rates for bank loans will likely fall as the number of applications increase over the next six months, according to a recent survey of banking professionals released today by Fair Isaac and Northwestern University's Kellogg School of Management.