balance transfer

Savers love cash-back cards, which return a fraction of what you spend in good old U.S. currency. Disciplined consumers can bank hundreds of dollars yearly: The key is knowing how to maximize your payback.

Millions of Americans use credit cards, but are we getting the best deals we could? For those who confined their search to the major banks, the answer is probably not. Today, we kick off an ongoing series in which we'll profile some of the best offerings in plastic.

Cheap credit is making a comeback, at least for some people: Credit card companies' fierce competition for new, low-risk customers has them ramping up their 0% interest rate offers again, and offering those teaser rates for longer. So if you have the FICO score to qualify, it's time to take advantage.

If your credit is great, or even just in fairly decent shape, you may regularly receive offers for credit card balance transfers in the mail. Whether or not you should accept a balance transfer deal depends on many factors, including the fine print of the balance transfer agreement and whether...

Right before and after the holidays you'll probably get a lot of bank offers to transfer credit-card balances from one account to another. If you see balance transfers as an opportunity to go on a shopping spree, chances are you haven't quite learned how to manage credit and debt wisely, and that...

DailyFinance contributor Alex Salkever's most recent absurd tale of plastic woe has convinced him that reform or not, it's unlikely that card companies are going to change anytime soon.

Let's flash back to the beginning of December. The Consumer Reports National Research Center polled more than 1,000 randomly-selected consumers to find out how much they planned to spend on gifts this holiday season. The answer: $699 on average, about $65 less than they planned to spend in the...

A new report by the Center for Responsible Lending shows that issuers have created or expanded at least eight hidden charges to replace the income they anticipate losing because of newly enacted laws and Federal Reserve rules intended to stop credit card abuses.

Even though the credit crunch slowed the 0% balance transfer offers I get in the mail, I recently found a good offer for 12 months of zero interest. When the card came in the mail last month, the first thing I did was stick a big "DO NOT USE" post it note on it. While this may seem like a dumb idea...

Nobody sets out to rack up credit card debt, but once you stop paying off your balance every month it becomes easier and easier to pay less and less. Before you know it, you're paying $20 bucks over the minimum, vowing (unsuccessfully) each month to stop charging anything else to the card. All too...