auto insurance premiums

If you're driving less in this time of high gas prices, you might be eligible to pay less for auto insurance with a new crop of pay-as-you-go plans. But these per-mile policies come with some drawbacks as well, and certain habits -- like driving late at night -- could disqualify you.

You might expect a plunging credit score to affect your ability to qualify for a car loan or how high the interest rate on your credit card will soar. But too often Americans don't realize a plunging credit score can cost them big bucks on insurance premiums. One of the biggest mistakes insurers...