asset allocation

Money Terms to Know: Asset Allocation

There is no one-size-fits-all approach when it comes to growing your nest egg, so you need to understand the concept of asset allocation to get the best investment returns.

If You Haven't Done This Lately, Your Portfolio Is In Danger

2012 was a good year for the stock markets. But if you want to be prepared for the next correction, whenever it comes, there's one easy-to-implement strategy that has helped investors through the bumps and dips more than any other: rebalancing your portfolio.

One Year From Retirement? Prepare to Make the Break

With one year left until retirement, you're in the final stretch. It's time to prepare for the transition, so give your budget a stress test, reallocate your assets and income sources, and take action on health insurance. Here are six helpful guidelines:

3 Investing Questions You May Be Too Embarrassed to Ask

When it comes to investing, no question is stupid, and no question is simple. Indeed, it's the ones that may appear to be the most obvious that can be the most important -- and the ones that people are often too embarrassed to ask.

How Much Risk Should You Take in Your Portfolio?

Determining your risk tolerance before you invest is a lot like choosing a delivery plan for the birth of your child. When the contractions start, even the best-laid plans can go right out the window, because it's impossible to predict how you'll feel watching a chunk of your savings evaporate until it happens.

Investing Made Simple: More Options for Small Investors

When it comes to investing your hard-earned cash, today's marketplace offers more options than ever for small investors. But the key to success lies in sticking to a few basic principles -- and avoiding the irrational behaviors that plague our financial lives.

Investors Are Keeping Their Eyes on the Wrong Ball

There's a frenzy of stock buying going on now, because no one wants to be left out of the stock market recovery. But all those who are betting on short-term gains are engaged in what I call "wrong ball investing." Here's how to keep your eye on the right ball.

10 Investing Facts You Probably Don't Know

The securities industry spends hundreds of millions of dollars a year in advertising, but that doesn't mean you're getting the straight scoop. The financial media doesn't always help, either. So, as you contemplate investing for 2011, here are 10 facts to keep in mind.

Market Turmoil Sends a Signal: Diversify!

Investors have been reminded by the recent market meltdown of the need for diversification to reduce risk to their portfolios. How much risk is the right amount, and should you flee to gold as a safe haven?

Retirement Confidence Continues to Erode

Americans are far from feeling confident about paying for retirement, according to the Employee Benefit Research Institute's latest annual survey. The findings aren't a complete surprise, but digging deeper into the data shows one interesting trend: men are more confident than women when it comes to feeling capable of affording their golden years.

Six Tests Your Financial Planner Should Pass

A new study finds that too many financial planners tell their clients what the clients want to hear, rather than providing objective advice with no financial conflict of interest. Here's how to make sure you don't wind up with a "yes man" as an adviser.

Insurers Will Hike Hedge Fund Holdings in 2010

Insurance companies cut their hedge fund allocations in 2009, but the sting of the financial crisis will wear off next year, when we're likely to see the industry turn back to the sector.