Want Security? Don't Invest...Save!
Want to retire with security to spare? Check out fixed rate annuities -- a way to save your way to security, rather than investing your way to an empty bank account.
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Younger Workers' Biggest Worry for Retirement: All of the Above
What has young and middle-aged workers most worried about their retirement prospects? Essentially, everything -- from health care costs to tax rates to being able to afford to pay for a roof overhead -- according to a recent survey from T. Rowe Price and Harris Interactive.
A 5-Step Plan to Fill That Scary Retirement Income Gap
The average Gen Xer is on track to face $1,700 a month income gap in retirement. The average baby boomers will fall a whopping $2,100 a month short. Those may sound like insurmountable numbers, but don't throw in the towel yet.
For Retirement Planning, Words Matter
In matters of life and death, it turns out that semantics matters. When researchers asked people what age they would "live to," compared with what age they would "die by," people's expectations shot up by an average of nine years. That life expectancy could have a big impact on your retirement finances.
Retirement Confidence Continues to Erode
Americans are far from feeling confident about paying for retirement, according to the Employee Benefit Research Institute's latest annual survey. Yet one group that is feeling a little more self-assured, is men. That may seem like a good thing, but being too confident or cautious about your investments can backfire.
