annuity

The average Gen Xer is on track to face $1,700 a month income gap in retirement. The average baby boomers will fall a whopping $2,100 a month short. Those may sound like insurmountable numbers, but don't throw in the towel yet.

In matters of life and death, it turns out that semantics matters. When researchers asked people what age they would "live to," compared with what age they would "die by," people's expectations shot up by an average of nine years. That life expectancy could have a big impact on your retirement finances.

Insurers are asking Labor and Treasury department officials to make it easier for employers to include annuities in their retirement plans, because Americans are outliving their savings. The two-day hearing in Washington continues today. The insurers want the government to extend and clarify...

Americans are far from feeling confident about paying for retirement, according to the Employee Benefit Research Institute's latest annual survey. Yet one group that is feeling a little more self-assured, is men. That may seem like a good thing, but being too confident or cautious about your investments can backfire.

Ken and Daria Dolan, America's First Family of Personal Finance, answer your money questions every Friday. Click here to ask Ken and Daria your question. Dear Ken and Daria, Is my annuity safe in this market meltdown? -Lester We know many of you rely on annuities for retirement income. There are...

For most people, the benefits received from a charitable donation are simply the "warm fuzzies" and a tax deduction. However if you happen to be sitting on some extra cash earning a paltry 3% in a CD then an annuity could net you an even greater return! A charitable gift annuity is a vehicle for...