annualcreditreport.com

If you're having a problem with a business, Consumer Ally can help. Write us at HelpMe@WalletPop.com. Q. I'm trying to get some consumer information and thought you might be able to help me. Long story short: I have a personal bankruptcy that was discharged on Jan. 8, 2001. I know it has been on...

The Federal Trade Commission (FTC) has been tightening the screws on the consumer credit reporting business in recent months, with moves designed to clarify consumer rights and punish websites that mislead consumers about so-called free credit reports. The FTC announced this week proposed...

Most financial experts agree that routinely checking your credit reports is a smart idea. If you ask those same experts about credit monitoring services, however, you'll likely get a lot of eye-rolling and negative comments. Critics have three primary complaints about credit monitoring. They say...

Over the weekend I got a letter in the mail from a company called ECMC in Chanhassen, Minn., warning me of a possible theft of my personal data. Letters like these have become, unfortunately, commonplace in recent years. Here's the first paragraph: We at ECMC, a guarantor of federal student...

At some point in your life you, or someone you know, will find a mistake on their credit report. Disputing an error isn't all that difficult, but it can be confusing. Thankfully, Five Cent Nickel has an incredibly detailed and simple guide to disputing a credit report error. With tightened credit,...

Despite the fact that FreeCreditReport.com isn't free, its singing salesman has been pitching the asterisk laden service in commercial after commercial since 2007. Whether he's blaming his car, girlfriend or job on his bad credit, his catchy lip syncing is enough to drive many a concerned consumer...