annual fees

How I Turned $75 Into $450

In 20 years of credit card use, I'd never paid an annual fee. It was a hard and fast rule, like paying my bills on time and never carrying a balance. But a month ago, I got an offer I couldn't refuse: 6% cash back on groceries, and 3% on gas. The catch: This upgrade would carry a $75 annual fee.

Are your perks worth the price?

We here at WalletPop want you to be educated consumers. Knowing what you're getting is especially important when it comes to your credit cards, since...